Affordability calculator
Estimate the price a lender will support, based on income, debts, and the federal stress test.
Affordability calculator
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Estimated maximum purchase price
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Lenders test you at the higher of your rate + 2% or 5.25%, using GDS ~39% and TDS ~44% as guidelines. This is a lender decision, not the bank's advertising number — treat the result as a starting range.
Rates and program rules are as of April 2026. Estimates only — your lender and lawyer confirm the final figures.